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Professional Traffic Ticket Representation:
Defending Major Charges Including Distracted Driving, Failing to Move Over, and More
Last Updated: July 02 2026
Question: What should I do in Ontario if I’m charged with a major driving offence and I’m worried about demerit points, licence suspension, and higher insurance rates?
Answer: Lo Greco Law can help you respond to a major driving offence with strategic defence advocacy, including 30+ Year Experienced Lawyer Services & LSO Tribunal Representation across Ontario, focusing on the case facts, potential consequences, and a defence theory that fits your situation. By reviewing the charge, demerit point impact, prior convictions, and any licence or employment conditions, a Lawyer can assess realistic options for questioning witnesses, challenging evidence, and presenting persuasive arguments through proper paperwork and courtroom procedures so you can protect your driving record, limit financial fallout, and reduce avoidable risk to your licence and insurance. Start with a direct case review by calling (416) 488-4110 for guidance on next steps.
Providing Strategic Defence Advocacy
When major charges occur, either alone or alongside other charges, concerns for the likelihood of soaring insurance rates arises, and when combined with previous convictions or additional infractions, concern for possible licence suspension due to demerit point accumulation, plus severe fines, also arise. A comprehensive professional evaluation of the facts, the potential outcomes, and the available defence strategies, is highly recommended.
Protecting Against Significant Consequences
A major traffic offence conviction generally brings about heavy fines and surcharges as well as the likelihood of significantly higher insurance premiums lasting for at least three years. For drivers with prior offences, there is also a risk of licence suspension and other penalties.
Factors Tending to Aggravate Penalties
The affects of conviction for a major driving offence can be significantly further aggravated:
- When a driver was previously convicted within the past three years on another charge;
- When a driver is on the cusp of having accumulated too many demerit points and this latest major charge now puts the driver at risk of a licence suspension, among other penalties; and
- When a driver is required to maintain a good driving record as a condition of employment.
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Conclusion
Traffic tickets of the major charges type pose serious consequences involving substantial fines plus victim surcharges as well as demerit points that may be the straw that breaks the camel's back resulting in a license suspension. Additionally, a major charge may result in substantially increased insurance rates including the potential for loss of access to standard insurance market and substitute placement into the highly priced Facility Association.
Accordingly, when charged with a major traffic ticket offence, hiring a professional who knows how to question witnesses, especially which questions to ask and which questions to avoid, and who knows the law, knows the paperwork processes and courtroom procedures, and knows how to make judicially persuasive arguments on the applicable legal principles, is highly important.
