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Whole Person Injury
Catastrophic Impairment Assessment Concerns
Last Updated: July 02 2026
Question: How does Ontario law define a “whole person injury” when deciding whether an injured person has a catastrophic impairment in an accident benefits claim?
Answer: ?
Answer: In Ontario, a “whole person injury” generally means the medical assessment focuses on the overall impact of the accident-related injuries on the person’s body functions and abilities, not just one part of the body, and it is used when determining whether the injury meets the statutory thresholds for “catastrophic impairment” under accident benefit rules that can limit certain statutory benefits; the definition and process often require detailed clinical evidence and careful interpretation of the impairment criteria, including how the impairment is measured and documented across the whole body. If you are dealing with a denial or a dispute about catastrophic impairment, Lo Greco Law can help by reviewing your medical reports and accident benefits record, advising on what evidence is needed for the whole person injury assessment, and providing 30+ year experienced lawyer services along with LSO tribunal representation in Ontario to protect your benefits. To discuss your situation and next steps, call (416) 488-4110 for a review of your claim.
What Is Meant By a Whole Person Injury When Determining Whether a Person Suffered a Catastrophic Impairment?
A Whole Person Injury Involves the Assessment of
Understanding the Catastrophic Injury Definition Applicable to Certain Statutory Accident Benefit Coverage Limits
