Last Updated: August 22 2026
In Ontario, what does a “whole person injury” mean when deciding whether someone has catastrophic impairment?
A whole person injury means the insurer and decision maker assess the impact of your injuries on your overall bodily function, not just one body part, when determining whether you meet Ontario’s catastrophic impairment threshold for accident benefit limits under the Statutory Accident Benefits Schedule. In practice, lawyers typically focus on how the impairment affects normal life activities, day-to-day functioning, and the severity measures used in the catastrophic impairment definition. If you are applying for benefits or appealing a decision, Lo Greco Law helps injured Ontarians with 30+ year experienced lawyer services and LSO tribunal representation across Ontario, call (416) 488-4110 for guidance on what evidence and medical findings matter most.
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What Is Meant By a Whole Person Injury When Determining Whether a Person Suffered a Catastrophic Impairment?
A Whole Person Injury Involves the Assessment of
Note: Please contact Lo Greco Law by phone at: (416) 488-4110 to discuss any specific questions that you may have.
Understanding the Catastrophic Injury Definition Applicable to Certain Statutory Accident Benefit Coverage Limits
